YI, P. X. .; KASMIN, I. F.; AMIN, S.; ZAINAL, N. K. Implementation of One-Time Password in Online Banking System Among Malaysian Bank Users to Reduce Cyber Fraud. International Journal of Data Science and Advanced Analytics, [S. l.], v. 4, n. 2, p. 20–26, 2023. DOI: 10.69511/ijdsaa.v4i0.138. Disponível em: http://www.ijdsaa.com/index.php/welcome/article/view/138. Acesso em: 27 sep. 2025.